A Credit Information Bureau collects credit data of borrowers from various credit providers such as Banks, Microfinance Institutions, Telcos, Utilities etc to develop a comprehensive database. This database is then used to provide information regarding the credit history and credit worthiness of a potential borrower.

As per State Bank of Pakistan’s Credit Information Bureau Act, 2015 it is mandatory for all financial institutions to share credit data with a licensed credit bureau. Moreover, going forward we will be collecting data from other non-conventional sources such as Telcos, Utilities, Insurance Companies etc.

TASDEEQ serves both financial institutions and individual consumers. Financial institutions can access our comprehensive credit bureau solutions, including credit information reports, credit scores, Industry and Business Portfolio Analytics, fraud prevention, and risk management tools. Individuals can use the TASDEEQ App to securely access their Credit Report and Credit Score which empowers them to make informed financial decisions.